Terms and conditions for digital wallet users

Acceptance of terms

By using our digital wallet platform and services, you agree to these terms and conditions. Please review them carefully before proceeding with any transactions or integrations.

Definitions

The following definitions clarify key terms used throughout these terms and conditions for digital wallet and virtual banking services.

'Digital wallet' refers to an online service or application used to store, manage, and process digital payment methods and related user data securely.

'Virtual banking' means financial services provided through digital platforms without physical branches, including account management and transaction processing.

'User' includes any individual or entity accessing or using our digital wallet platform for personal or business transactions.

'Content' encompasses all information, resources, and materials provided on our site or through our digital wallet services.

Service usage guidelines

Use of our digital wallet platform must comply with Indian law and our published terms. Inappropriate use may result in account suspension or termination.

Eligibility requirements

You must be of legal age and meet all regulatory requirements in India to use our digital wallet services. Some features may require additional verification or documentation.

Use of our platform by minors or unauthorized users is prohibited.

User responsibilities

Users must act responsibly, safeguard their credentials, and report security concerns. Failure to do so may result in restricted access or penalties.

You are responsible for maintaining the confidentiality of your login credentials and ensuring only authorized individuals access your account.

It is your duty to comply with all applicable laws and regulations when using digital wallet services.

Promptly report any suspected unauthorized access or security incidents to our support team.

Keep your contact information up to date to receive service notifications and policy updates.

Prohibited uses

Certain activities are strictly forbidden to protect the security and integrity of digital wallet and virtual banking services.

Using the digital wallet for unlawful or fraudulent activities is strictly prohibited and may result in immediate account suspension.

Do not attempt to access or manipulate data you are not authorized to use. Unauthorized access will be reported as required by law.

Uploading viruses or malicious code, or attempting to disrupt the service, is strictly forbidden.

You may not use the platform to infringe on intellectual property rights or engage in spamming or harassment.

Prohibited uses include attempting to bypass security protocols or exploit platform vulnerabilities.

Intellectual property rights

All content, trademarks, and resources on this site are the intellectual property of Craefyadraruazbas or its licensors. Unauthorized use is strictly prohibited.

User content guidelines

Any user-generated content submitted through our platform must comply with applicable laws and not violate third-party rights.

User content rights

We reserve the right to remove or edit user content that violates these terms or poses risks to our services or users.

Privacy practices

Our privacy practices are described in detail in our Privacy Policy. Please review it to understand how your data is collected, used, and protected.

Privacy Policy

Disclaimer of warranties

All information and services are provided 'as is,' with no guarantees regarding accuracy, completeness, or fitness for a particular purpose. Use at your own risk.

Service warning

We do not guarantee uninterrupted access or that services are error-free. Regular updates may affect service availability.

Limitation of liability

Our liability for any damages or losses arising from digital wallet services is limited to the fullest extent permitted by Indian law.

Indemnification

You agree to indemnify and hold Craefyadraruazbas harmless from claims, losses, or liabilities arising from misuse of digital wallet services or violation of these terms.

Dispute resolution

Disputes related to digital wallet services will be handled per Indian law, with options for negotiation, mediation, or arbitration as appropriate.

Arbitration process

Any disputes arising from digital wallet services may be submitted to arbitration in accordance with Indian legal procedures. Arbitration decisions are binding and final as permitted by law.

Arbitration does not waive your statutory rights under Indian law.

Online dispute resolution

If you are located in the European Union, you may use the Online Dispute Resolution platform for consumer disputes. This does not override local legal requirements in India.

ODR platform

Severability

If any provision of these terms is found invalid or unenforceable, the remaining provisions remain in effect.

Entire agreement

These terms and conditions constitute the entire agreement between you and Craefyadraruazbas regarding digital wallet services, superseding any prior agreements or understandings.

Governing law

These terms and all services are governed by the laws of India. Disputes will be resolved under Indian jurisdiction.

Termination of service

We may terminate or suspend your access to digital wallet services for violations of these terms, with or without notice, as permitted by law.

Modifications to terms

We may revise these terms at any time. Continued use of our services indicates acceptance of the latest version.

Contact for terms and conditions

For questions regarding these terms or your rights as a digital wallet user, contact our compliance team using the details below.

Support email: content@craefyadraruazbas.world

Support phone: +91 4564023939

Registered address: Hitech City, Madhapur India

Terms and conditions for use